1. Overview

This guide explains what Uncategorized Transactions are, why they appear, and how operators review and resolve them within Finz.

You’ll learn how Uncategorized Transactions impact reporting accuracy, what causes transactions to require review, how to investigate transaction details, and how operators maintain clean financial visibility throughout the month.

Reviewing Uncategorized Transactions regularly helps improve margin reporting, forecasting accuracy, reconciliation quality, and AI CFO analysis across the platform.

2. What Uncategorized Transactions mean

Uncategorized transactions are transactions that Finz could not confidently assign to a financial category.

This typically happens when:

• a transaction is new or unfamiliar

• vendor information is incomplete

• account mappings are missing

• the transaction needs operator review

• the activity does not match historical patterns

Finz surfaces these transactions for review before they impact reporting accuracy.

3. Why Uncategorized Transactions matter

Uncategorized activity can affect:

• margin calculations

• operating expense visibility

• reporting accuracy

• AI CFO analysis

• financial forecasting

Leaving transactions uncategorized may cause reporting gaps across:

• Margin

• Cash Flow

• Signals

• operational summaries

We recommend reviewing uncategorized transactions weekly.

4. How to review Uncategorized Transactions

Transactions marked as Needs Review appear inside the Margin workflow and review queue.

Operators can review:

• vendor name

• transaction description

• amount

• proposed category

• financial account

• original bank string

• transaction direction

• related account mappings

This helps teams quickly validate whether the transaction was categorized correctly.

5. Understanding transaction details

Opening a transaction displays additional metadata, including:

• connected financial account

• QBO account mapping

• normalized transaction description

• transaction status

• vendor information

• historical edit activity

This gives operators more context before approving or updating categorization.

6. Common reasons transactions become uncategorized

New vendor activity

Finz may require review when a vendor has not appeared before.

Missing account mappings

QuickBooks or financial account mappings may not yet exist.

Ambiguous descriptions

Bank descriptions may not contain enough information to confidently categorize activity.

Unusual transaction behavior

Large, infrequent, or inconsistent transactions may require manual review.

7. Recommended weekly workflow

Most operators review uncategorized transactions weekly to:

• Keep reporting accurate

• Improve margin visibility

• Reduce reconciliation work later

• Improve AI categorization quality over time

• Prevent month-end cleanup