1. Overview

This guide explains how to connect your bank accounts to Finz using Stripe Financial Connections and what to expect during the setup process.

You’ll learn how to securely connect accounts, authorize access, verify synced balances and transactions, and understand how bank data powers Cash Flow, forecasting, Signals, and AI CFO workflows across Finz.

Connected bank accounts provide the live cash activity Finz uses to monitor inflows, outflows, balances, and operational liquidity throughout the week.

2. Why Finz uses bank connections

Bank accounts provide the live cash movement data Finz uses across operational workflows.

Connected bank accounts help Finz:

• monitor cash inflows and outflows

• track operating liquidity

• power cash forecasting

• detect unusual activity

• support Signals

• improve AI CFO analysis

• monitor payment timing and operational rhythm

Bank data acts as the source of truth for actual cash movement across the business.

3. Why multiple bank accounts are recommended

Many businesses operate across multiple financial accounts.

Connecting multiple bank accounts helps Finz provide:

• more accurate cash visibility

• better forecasting accuracy

• more complete operational reporting

• improved cash flow analysis

• more reliable AI CFO insights

Missing accounts may create incomplete visibility across cash activity and reporting workflows.

4. Starting the bank connection

To begin connecting bank accounts:

• open Settings or the onboarding setup flow

• select Connect Bank Accounts

• continue through Stripe Financial Connections

• choose your financial institution

• sign in using your banking credentials

You may be asked to complete additional verification steps depending on your financial institution.

5. Understanding Stripe Financial Connections

Finz uses Stripe Financial Connections to securely connect and sync bank account data.

Stripe helps securely provide:

• account balances

• transaction history

• account ownership verification

• cash activity updates

Bank credentials are handled securely through Stripe during the authorization process.

6. What data Finz uses from connected bank accounts

Finz may use:

• account balances

• transaction history

• deposits

• withdrawals

• ACH activity

• payment timing

• recurring cash movement

• historical cash trends

This information supports operational reporting and forecasting workflows across the platform.

7. Completing the sync

After authorization, Finz will begin syncing bank activity.

Depending on the number of connected accounts and transaction history, the initial sync may take time.

Recent activity may continue updating as additional transactions become available from connected institutions.

8. Verifying connected accounts

Once syncing is complete, operators can verify connected accounts by reviewing:

• current balances

• Cash Flow visibility

• recent transactions

• projected cash trends

• Signals

• AI CFO insights

If balances or activity appear incomplete, syncing may still be processing recent bank data.

9. Common connection issues

Incorrect bank account selected

Connecting the wrong account may create incomplete or inaccurate reporting.

Institution authentication issues

Some financial institutions may require additional verification or multi-factor authentication.

Delayed transaction availability

Pending transactions or recent activity may take time to appear.

Missing operational accounts

Leaving out active operating accounts may reduce forecasting and cash visibility accuracy.

10. Reconnecting bank accounts

If a bank connection becomes disconnected, operators may need to:

• reconnect authorization

• refresh institution permissions

• verify account access

• reconnect expired sessions

Keeping bank connections active helps maintain accurate cash reporting and forecasting.

11. Recommended next steps

After connecting bank accounts, we recommend:

• connecting QuickBooks

• reviewing Cash Flow visibility

• checking Margin reporting

• monitoring Signals

• reviewing transaction categorization

• exploring AI CFO insights

Connecting both accounting data and bank data helps Finz build a more complete financial and operational view of your business.